Lithuania's banking market splits cleanly in two. Licensed fintechs โ Revolut, Paysera, Wise โ open online with a passport alone, before you have a residence permit. Traditional banks โ Swedbank, SEB, Luminor โ want the permit and an asmens kodas first, and are where mortgages, loans and local credit history live.
Most new arrivals start on the fintech side and add a bank later, if at all.
Eurono currency conversion
Passportall fintechs need
LT IBANRevolut issues local IBANs
โฌ100kbank deposit guarantee
Guides
๐How to Open a Bank AccountStart hereStep by step, with EU and non-EU document lists and tips by nationality.โ๐ฆBest Bank AccountsEvery provider compared โ fees, English support and who can actually open one.โ๐ณCredit CardsWhat you need to qualify, and why most new arrivals don't need one.โ๐Student Bank AccountsOpening an account with just a passport, before you arrive for term.โ๐Sending Money AbroadGetting money in and out without losing it to exchange-rate markups.โ๐ขBusiness Bank AccountsSeven providers compared, and whether a sole trader needs one at all.โ๐Investment BrokersWhere to invest from Lithuania, and the tax wrapper that defers the bill.โ
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